The South Coast Real Estate Round-Up

Are you on the hunt for your dream home? The process of finding the perfect property can often feel like searching for a needle in a haystack. Fortunately, with E Z Home Search Real Estate, your quest for the ideal home is about to get a whole lot easier. In this blog post, we'll introduce you to the innovative tools and features offered by E Z Home Search Real Estate, designed to simplify your home buying journey. 

1. Property Search Made Effortless

E Z Home Search Real Estate understands that your time is valuable. That's why they offer an intuitive property search platform that allows you to filter and refine your search with ease. Whether you're looking for a cozy suburban bungalow or a trendy downtown loft, the user-friendly interface helps you narrow down your options quickly. Specify your criteria, such as location, price range, number of bedrooms, and more, to uncover listings that match your preferences. 

2. Stay Informed with Real-Time Updates

The real estate market is dynamic, and opportunities can come and go in the blink of an eye. E Z Home Search Real Estate keeps you in the loop with real-time property updates. Once you set up your personalized search alerts, you'll receive notifications the moment new listings that meet your criteria hit the market. This gives you the edge in a competitive market, ensuring you don't miss out on your dream home. 

3. Explore In-Depth Property Details

When you find a property that piques your interest, E Z Home Search Real Estate provides comprehensive information at your fingertips. Detailed property listings include high-quality images, property features, neighborhood insights, and more. You'll have all the information you need to make an informed decision without the need for endless phone calls and site visits. 

4. Connect with Local Experts

Sometimes, you need a helping hand from a local expert who understands the ins and outs of your desired neighborhood. E Z Home Search Real Estate connects you with experienced real estate professionals who can provide valuable guidance throughout your home buying journey. From negotiating offers to navigating the closing process, their expertise is your secret weapon. 

5. Mortgage Calculators and Financial Tools

Understanding your budget is crucial when embarking on a real estate journey. E Z Home Search Real Estate offers handy mortgage calculators and financial tools to help you estimate monthly payments, assess affordability, and plan your budget accordingly. This ensures you're financially prepared when you find your dream home. 

Conclusion

Searching for the perfect home has never been this convenient and stress-free. E Z Home Search Real Estate is your trusted partner in finding the property that matches your vision and budget. With user-friendly search features, real-time updates, expert guidance, and financial tools, they empower you to make informed decisions every step of the way.

Say goodbye to the hassle of sifting through endless listings and hello to your dream home. Start your journey with E Z Home Search Real Estate today and unlock a world of possibilities in the real estate market. Your dream home awaits—let E Z Home Search Real Estate help you find it.

Our Team


Posted by Christopher Terry on September 23rd, 2023 3:16 PM

As a first-time home buyer, you likely have many questions about the home buying process. We are here to assist you every step of the way, including addressing some of the common questions you may have.

One important question often asked is about the negotiability of the asking price for a home.

When it comes to the asking price of a home, it's important to know that it can be negotiable, but it depends on various factors. Sellers may be open to negotiations, especially if the property has been on the market for a while or if there are specific circumstances motivating the sale.

A real estate agent can play a vital role in the negotiation process.

It is important to understand the type of relationship you have with an agent. When an agent represents your interests in the home purchase journey, they will be able to help you assess the market conditions, comparable sales in the area, and possibly the seller's motivations to determine a reasonable offer. With the goal of helping you secure the best possible deal for you.

Remember that negotiation is a delicate process, and having a skilled agent by your side can make a significant difference in achieving a favorable outcome.

If you're considering starting the journey to homeownership or have more questions about negotiating the asking price, please don't hesitate to reach out. We’re here to provide you with expert negotiation strategies and personalized guidance to help you find your dream home at a price that suits your budget.

I also encourage you to visit our alignment method for buyers at ezhomesearch.net for more information about how we can help you achieve the American Dream.

And while you’re there make sure you get a free copy of our home buyers guide to real estate.


Posted in:Real EstatePosted in:Home Buyers and tagged: First Time Home Buyers
Posted by Christopher Terry on September 19th, 2023 7:14 PM

We understand that buying a home can be an overwhelming process, especially if you're a first-time buyer. In my last video I discussed how to determine how much home you can afford. Today, let's explore a critical topic for your home purchase journey: the difference between pre-qualification and pre-approval for a mortgage.

Pre-qualification and pre-approval are two distinct steps in the mortgage application process:

1. Pre-Qualification: Pre-qualification is an initial assessment based on information you provide to a lender or mortgage broker. It typically involves a conversation about your income, assets, debts, and credit score. While it's a helpful starting point to estimate how much you might be able to borrow, it's not a guarantee of a loan.

2. Pre-Approval: Pre-approval is a more rigorous process. You'll submit detailed financial documents, including bank statements, tax returns, and pay stubs, to a lender. They'll review your credit report and verify your financial information. Once approved, you'll receive a pre-approval letter specifying the loan amount you qualify for, helping you know your budget and making your offer more credible to sellers. Which can be instrumental for your success in today’s competitive market.

In summary, pre-qualification provides an estimate, while pre-approval is a more in-depth, verified assessment of your ability to secure a mortgage.

If you're ready to take the next steps in your home buying journey, whether it's getting pre-qualified or pre-approved for a mortgage, please reach out to me. I'm here to guide you through the process, connect you with trusted mortgage professionals, and ensure you're well-prepared to find and secure your ideal home. Let's work together to make your homeownership dreams a reality.

For more home buyer and seller videos like this visit: Christopher Terry - E Z Home Search Real Estate - YouTube

Posted by Christopher Terry on September 13th, 2023 12:38 PM

At E Z Home Search Real Estate, we understand that as a first-time home buyer, you may have a lot of questions about the home buying process. Let us help you navigate this exciting journey. 

And one of the most crucial initial steps is determining how much you can afford for your new home.

When determining how much you can afford for a home, it's essential to consider your financial situation.

Start by reviewing your monthly income and expenses. A general rule of thumb is that your monthly housing costs (including mortgage, property taxes, and insurance) should be no more than 28% to 31% of your monthly gross income. However, if you meet credit score and reserve requirements, there are programs that allow to 45%.

Next, factor in your down payment. Traditional advice suggests putting down 20% of the home's purchase price, however saving as much as 20% can delay your homeownership. And as you are trying to save, the homes just keep appreciating! There's a chance that you won't be able to save enough just to stay ahead of that appreciation! Thank goodness there are options with lower down payment! Such as 3% to 5%. In addition, we have access to grant programs that can cover some, if not all, of your down payment and closing costs allowing the potential for 0 money down! Keep in mind that a smaller down payment may result in higher monthly mortgage payments and additional costs like private mortgage insurance (PMI).

Next, consider your credit score, as it influences the interest rate you'll receive on your mortgage. A higher credit score typically leads to better rates.

Lastly, remember to account for closing costs, which can range from 2% to 5% of the home's purchase price. Lenders do allow for seller concessions to cover some or all of your closing costs. This would need to be negotiated with the seller and incorporated into your agreement.

By understanding your financial situation, setting a budget, and getting pre-approved for a mortgage, you can determine a comfortable and realistic price range for your first home.

If you're ready to take the next steps in your home buying journey or have more questions, I invite you to get in touch with me or any of our Realtors®. We're here to provide you with personalized guidance and expert advice to make your dream of homeownership a reality.

Let's connect and embark on this exciting adventure together.

Posted in:Home Buyers and tagged: First Time Home Buyers
Posted by Christopher Terry on September 6th, 2023 4:52 PM

One of our home buyer clients recently stopped by our office to thank us for helping them accomplish what they thought was the impossible, becoming homeowners. They had just gotten of the wild roller coaster of the mortgage and home buying process. As we spoke smiles came across their faces as they talked about having their first cup of morning coffee in a home of their own.

They talked about decorating and painting and how much they are going to enjoy having a yard. They talked about having friends over for dinner and family over for the holidays. The more they talked, the more excited they became.

I asked them if many of their friends were also buying. They said they had talked to their friends about buying but that they weren’t. Why not? Their friends believed that home ownership was financially unobtainable right now. Many wanted to own but didn’t think they could afford the monthly mortgage payment. They decided to rent instead.

I said that with interest rates and prices where they are today, owning a home might not be any more expensive than renting one. The couple agreed but said their friends were afraid; afraid they might not qualify for a loan, afraid to handle negotiations with a seller, afraid of the home buying process itself.

Wow!

People should not make decisions out of fear! I’m not saying that every young person should own a home. I am saying that anyone that is qualified and wants to buy should not be afraid of the process. I realize the process may seem daunting but realize over 14,000 homes sell every day in this country. Sit down and discuss your goals with professionals from both the real estate and mortgage industries. Get the facts. Make an informed decision. Don’t let the fear of the unknown prevent you from owning a home of your own, building equity for you and your family and living the life of your dreams.

We are here to help you navigate the real estate transaction!

Christopher Terry is a licensed real estate broker in Ma and RI, has completed the Accredited Buyer Representative Certification, is a graduate of the Certified Distressed Property Institute, holds the prestigious CDPE designation, is a 4-Time winner of the Master Sales Society's 5/50 Award and is the founder of EZ Home Search Real Estate Inc.

Posted by Christopher Terry on June 28th, 2018 12:30 PM



 This Property Has

 Just SOLD! 

1606 Rodman St Fall River MA 
 

Christopher Terry, from EZ Home Search Real Estate, just represented a Buyer in the purchase of this amazing home in the Maplewood section of Fall River MA. He utilized our step-by-step home buying process, strategic partners and referral resources resulting in our clients offer being accepted in this competitive real estate market.  Our client will be updating this home to create the perfect place for a new buyer. Watch for this home to be returning to the market soon!

Purchasing a home in today's competitive real estate market can be a giant undertaking. Of course with all the euphoria also comes butterflies, especially leading up to the transaction. If you are like most people, you'll probably want some advice along the way. And you'll definitely need a skilled Realtor® looking out for your top interests. We have the systems, skills and experience to help you navigate the real estate transaction and would be honored to provide you guidance through the process. 
- EZ Home Search Real Estate - 

Free Home Buyer Consultation 
 
Not everyone with a real estate license is equally equipped to help you find the right home, at the right price for you and your family. Our dedication to you and your understanding of the home ownership process sets us apart. We offer a FREE, No Obligation Home Buyer Consultation, during which you will discover every step of the process, different financing options and home buying programs that may be available to you, a real time technology program that puts the latest real estate listing updates in the palm of your hand and much more! 
Click Here for More Details!
 
Free Insider Secrets eBook 
You have worked too hard for your money to needlessly give it away! That's why we are making available to you a helpful guide titled "8 Secrets for Saving Thousands When Finding, Buying and Financing Your Next Home." CLICK HERE for information on how to get your copy absolutely free!
 
EZ Home Search Real Estate
Contact Us - About Chris - SOLD By EZHS
It's All About You!...Recommendations and Comments from People Just Like You!

 

Posted by Christopher Terry on December 26th, 2017 5:18 PM
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$242,900.00
39 Heritage Ct. Fall River, MA
Beds: 3 Rooms: 5
Full Baths: 1.5 Sq. Ft.: 1484
Garage: 0 Built: 2011
 
 Great opportunity to own this immaculate 3 bedroom, 1.5 bath home on a dead end cul-de-sac in a new neighborhood in Fall River's south end near the Tiverton line. This home is just waiting for you! Relax and enjoy privacy on your deck and patio overlooking a wooded conservation area. This home is move in ready and features a large living room with beautiful hardwood floors. There's a half bath off the kitchen includes the appliances and get plenty of natural light form the slider leading to the deck. Upstairs you'll find 3 large bedrooms all with good size closets. The basement walks out to the back yard and several windows to let in natural light. This home also features solar for added energy savings, is beautifully maintained and just needs you!

Don't Miss Our OPEN HOUSE Saturday March 25th from 1 - 3!


If you have any questions
about this property or
require more information,
please feel free to call.

Chris Terry
E Z Home Search Real Estate Inc.
5086464777
www.ezhomesearch.net



 
  Visit this listing here
Posted by Christopher Terry on March 24th, 2017 9:20 AM

One Minute Housing Market
Take one minute to update yourself on what is happening in the local housing world.

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. 

Please click on this link to view the Housing Trends January 2017 Newsletter http://ezhomesearch.housingtrendsenewsletter.com 

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources. 

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports. 

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report: 

http://www.ezhomesearch.net/FreeHomeValuation

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future. 

Sincerely yours, 

Christopher Terry

Broker/Owner/Founder
E Z Home Search Real Estate

Christopher Terry is a licensed real estate broker in Ma and RI, has completed the Accredited Buyer Representative Certification, is a graduate of the Certified Distressed Property Institute, holds the prestigious CDPE designation, is a 4-Time winner of the Master Sales Society's 5/50 Award and is the founder of EZ Home Search Real Estate Inc. 
Posted by Christopher Terry on February 9th, 2017 10:16 AM

Are you thinking about buying a home?

Are you a first-time buyer looking in Massachusetts? (A first-time buyer as defined by HUD is ‘An individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers). A single parent who has only owned with a former spouse while married.’)

Do you like saving money?

Has anyone talked to you about the Massachusetts Housing Partnership ONE Mortgage Program?

Here’s the key benefits:

  1. Low Payment: 3% for single family and 2 family homes. 5% for 3 family homes.
  2. No Monthly Mortgage Insurance
  3. Below Market Interest Rates
  4. Financial Assistance (if you qualify)

This special first time home buyer program is offer through the Massachusetts Housing Partnership, a public non-profit that supports and finances affordable housing. For more details including program requirements and limitations visit: http://www.mhp.net/one-mortgage/why-one

And when you’re ready for the advice and counsel of a professional real estate broker, call the realtor with two first names, call Chris Terry and E Z Home Search Real Estate. 508-646-4777 X 105. Or Email.

Posted by Christopher Terry on November 4th, 2016 4:55 PM

Don't Miss This One!



$239,900.00
39 Heritage Ct Fall River MA
Beds: 3 Rooms: 5
Full Baths: 1.5 Sq. Ft.: 1484
Garage: 1 Built: 2011
 
This immaculate 3 bedroom, 1.5 bath home is located on a dead end cul-de-sac in a new neighborhood in Fall River's south end near the Tiverton line is just waiting for you! Relax and enjoy privacy on your deck and patio overlooking a wooded conservation area. This home is move in ready and features a large living room with beautiful hardwood floors. There's a half bath off the kitchen includes the appliances and get plenty of natural light form the slider leading to the deck. Upstairs you'll find 3 large bedrooms all with good size closets. The basement walks out to the back yard and several windows to let in natural light. This home is beautifully maintained and just waiting for you!

 This lovely colonial home is now available! Could this be your new home? This 6 years old colonial is on a dead end in a beautiful neighborhood of new homes!


If you have any questions
about this property or
require more information,
please feel free to call.

Chris Terry
E Z Home Search Real Estate Inc.
5086464777
www.ezhomesearch.net



 
  Visit this listing here
Posted by Christopher Terry on September 23rd, 2016 12:24 PM

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