Are you on the hunt for your dream home? The process of finding the perfect property can often feel like searching for a needle in a haystack. Fortunately, with E Z Home Search Real Estate, your quest for the ideal home is about to get a whole lot easier. In this blog post, we'll introduce you to the innovative tools and features offered by E Z Home Search Real Estate, designed to simplify your home buying journey.
1. Property Search Made Effortless
E Z Home Search Real Estate understands that your time is valuable. That's why they offer an intuitive property search platform that allows you to filter and refine your search with ease. Whether you're looking for a cozy suburban bungalow or a trendy downtown loft, the user-friendly interface helps you narrow down your options quickly. Specify your criteria, such as location, price range, number of bedrooms, and more, to uncover listings that match your preferences.
2. Stay Informed with Real-Time Updates
The real estate market is dynamic, and opportunities can come and go in the blink of an eye. E Z Home Search Real Estate keeps you in the loop with real-time property updates. Once you set up your personalized search alerts, you'll receive notifications the moment new listings that meet your criteria hit the market. This gives you the edge in a competitive market, ensuring you don't miss out on your dream home.
3. Explore In-Depth Property Details
When you find a property that piques your interest, E Z Home Search Real Estate provides comprehensive information at your fingertips. Detailed property listings include high-quality images, property features, neighborhood insights, and more. You'll have all the information you need to make an informed decision without the need for endless phone calls and site visits.
4. Connect with Local Experts
Sometimes, you need a helping hand from a local expert who understands the ins and outs of your desired neighborhood. E Z Home Search Real Estate connects you with experienced real estate professionals who can provide valuable guidance throughout your home buying journey. From negotiating offers to navigating the closing process, their expertise is your secret weapon.
5. Mortgage Calculators and Financial Tools
Understanding your budget is crucial when embarking on a real estate journey. E Z Home Search Real Estate offers handy mortgage calculators and financial tools to help you estimate monthly payments, assess affordability, and plan your budget accordingly. This ensures you're financially prepared when you find your dream home.
Conclusion
Searching for the perfect home has never been this convenient and stress-free. E Z Home Search Real Estate is your trusted partner in finding the property that matches your vision and budget. With user-friendly search features, real-time updates, expert guidance, and financial tools, they empower you to make informed decisions every step of the way.
Say goodbye to the hassle of sifting through endless listings and hello to your dream home. Start your journey with E Z Home Search Real Estate today and unlock a world of possibilities in the real estate market. Your dream home awaits—let E Z Home Search Real Estate help you find it.
As a first-time home buyer, you likely have many questions about the home buying process. We are here to assist you every step of the way, including addressing some of the common questions you may have.
One important question often asked is about the negotiability of the asking price for a home.
When it comes to the asking price of a home, it's important to know that it can be negotiable, but it depends on various factors. Sellers may be open to negotiations, especially if the property has been on the market for a while or if there are specific circumstances motivating the sale.
A real estate agent can play a vital role in the negotiation process.
It is important to understand the type of relationship you have with an agent. When an agent represents your interests in the home purchase journey, they will be able to help you assess the market conditions, comparable sales in the area, and possibly the seller's motivations to determine a reasonable offer. With the goal of helping you secure the best possible deal for you.
Remember that negotiation is a delicate process, and having a skilled agent by your side can make a significant difference in achieving a favorable outcome.
If you're considering starting the journey to homeownership or have more questions about negotiating the asking price, please don't hesitate to reach out. We’re here to provide you with expert negotiation strategies and personalized guidance to help you find your dream home at a price that suits your budget.
I also encourage you to visit our alignment method for buyers at ezhomesearch.net for more information about how we can help you achieve the American Dream.
And while you’re there make sure you get a free copy of our home buyers guide to real estate.
We understand that buying a home can be an overwhelming process, especially if you're a first-time buyer. In my last video I discussed how to determine how much home you can afford. Today, let's explore a critical topic for your home purchase journey: the difference between pre-qualification and pre-approval for a mortgage.
Pre-qualification and pre-approval are two distinct steps in the mortgage application process:
1. Pre-Qualification: Pre-qualification is an initial assessment based on information you provide to a lender or mortgage broker. It typically involves a conversation about your income, assets, debts, and credit score. While it's a helpful starting point to estimate how much you might be able to borrow, it's not a guarantee of a loan.
2. Pre-Approval: Pre-approval is a more rigorous process. You'll submit detailed financial documents, including bank statements, tax returns, and pay stubs, to a lender. They'll review your credit report and verify your financial information. Once approved, you'll receive a pre-approval letter specifying the loan amount you qualify for, helping you know your budget and making your offer more credible to sellers. Which can be instrumental for your success in today’s competitive market.
In summary, pre-qualification provides an estimate, while pre-approval is a more in-depth, verified assessment of your ability to secure a mortgage.
If you're ready to take the next steps in your home buying journey, whether it's getting pre-qualified or pre-approved for a mortgage, please reach out to me. I'm here to guide you through the process, connect you with trusted mortgage professionals, and ensure you're well-prepared to find and secure your ideal home. Let's work together to make your homeownership dreams a reality.
For more home buyer and seller videos like this visit: Christopher Terry - E Z Home Search Real Estate - YouTube
At E Z Home Search Real Estate, we understand that as a first-time home buyer, you may have a lot of questions about the home buying process. Let us help you navigate this exciting journey.
And one of the most crucial initial steps is determining how much you can afford for your new home.
When determining how much you can afford for a home, it's essential to consider your financial situation.
Start by reviewing your monthly income and expenses. A general rule of thumb is that your monthly housing costs (including mortgage, property taxes, and insurance) should be no more than 28% to 31% of your monthly gross income. However, if you meet credit score and reserve requirements, there are programs that allow to 45%.
Next, factor in your down payment. Traditional advice suggests putting down 20% of the home's purchase price, however saving as much as 20% can delay your homeownership. And as you are trying to save, the homes just keep appreciating! There's a chance that you won't be able to save enough just to stay ahead of that appreciation! Thank goodness there are options with lower down payment! Such as 3% to 5%. In addition, we have access to grant programs that can cover some, if not all, of your down payment and closing costs allowing the potential for 0 money down! Keep in mind that a smaller down payment may result in higher monthly mortgage payments and additional costs like private mortgage insurance (PMI).
Next, consider your credit score, as it influences the interest rate you'll receive on your mortgage. A higher credit score typically leads to better rates.
Lastly, remember to account for closing costs, which can range from 2% to 5% of the home's purchase price. Lenders do allow for seller concessions to cover some or all of your closing costs. This would need to be negotiated with the seller and incorporated into your agreement.
By understanding your financial situation, setting a budget, and getting pre-approved for a mortgage, you can determine a comfortable and realistic price range for your first home.
If you're ready to take the next steps in your home buying journey or have more questions, I invite you to get in touch with me or any of our Realtors®. We're here to provide you with personalized guidance and expert advice to make your dream of homeownership a reality.
Let's connect and embark on this exciting adventure together.
The Fall River MA Single Family Home Market Continues to be RED HOT!
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ABOUT CHRIS Chris is a real estate broker in Massachusetts and Rhode Island and CEO of E Z Home Search Real Estate. Real Estate is Chris's passion. He teaches agents at his company his alignment method sales and lead generation system. His mission is to teach agents question based selling, where client and customers are coached and not SOLD, resulting in them to achieving their goals.
Making Your Move Simple and Seamless
Let's face it...moving can be stressful! Whether this is your first or your fifth move, there are always things that get missed! That's why we have made this guide available FREE and E-Z to Access! We want to help to make your move a little less aggravating and a lot more fun!
This easy-to-follow guide takes you through the 7 Stages of Moving. From preparation all the way through to things to consider once your move is complete! There's a lot to consider and you don't want to miss a thing!
The Federal Reserve's rate hikes may not yet have had an impact on the RED-HOT Fall River Multi-Family home market. Where it is having an impact is transaction volume!
Even with mortgage rates more than double the lows of 2021, the lack of inventory continues to support home values.
Year over year median sales price for multifamily homes on Fall River MA is up over 16 percent from May 2022.
Median days on market is up slightly to 22 days. While the list to sales price ratio was down slightly but still at 100%.
The place where the recent interest rate hikes have had an impact is transaction volume.
Listing volume is down over 15%. Units that went pending was down over 33% and units sold was also down over 33%. And possible insight into things to come, pending sales are down almost 40%.
Fewer homes, and fewer buyers that qualify at today's current prices results in fewer transactions. Or course, all real estate is local, so let us know if you would like to know more about what is happening in your neighborhood and if you like these updates, please like and subscribe so you can stay in the know.
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This 5 bedroom, 2.5 bath home is situated in the heart of the Fall River Highlands and is a blend of modern amenities and traditional charm. The welcoming foyer leads you to a spacious living room that features a fireplace, hardwood floors, and large windows creating a warm and inviting feeling. The formal dining room features French doors that lead to an enclosed patio, allowing for natural light to fill the space. The kitchen features granite countertops, and stainless-steel appliances and the adjacent breakfast nook is the perfect spot to enjoy your morning coffee. Also on the first floor is a den/library/home office featuring a fireplace and access to the backyard. The backyard is completely fenced in and perfect for outdoor entertaining. This homes 5 bedrooms are spacious and bright. The basement is perfect for a home gym or additional living area and also features additional storage space. If you're looking for a spacious home with space to grow, then this property is a true gem.
Click Here to Get Your FREE Copy of Our Sellers Guide to Real Estate
In a world so rapidly changing and a housing market and economy that is constantly responding to that change -- selling is a big decision and a big deal -- and I want you to know that I’m here to help with that every step of the way.
If you are like most homeowners, you have questions about where the economy is headed right now. I understand! Navigating through change can feel daunting, that's why I've done the “heavy lifting” for you and created this important Seller's Guide to walk you through everything you need to get a home sold in today's market for the highest possible price, in the shortest time, and with the fewest headaches.
Investors still see opportunity in the Fall River multi-family home market pushing the year over year median sales price up more than 20% over the last year.
From March 2022 to March 2023 Fall River saw the median sales price of multi-family homes appreciate by 20.45%. This is on top of the 15% appreciation seen from 2021 to 2022.
To add fuel to the fire there were just 72 multi-family homes listed so far this year, down 27% from last year.
With the months of supply remained steady at .66 months.
Although higher mortgage rates have reduced the buyer traffic, the opportunities in Fall River continue to attract both owner-occupied multi family homeowners and investors.
Of course, all real estate is local, so let us know if you want to know more about what is happening in your neighborhood and if you like these updates, please subscribe so you can stay in the know.
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February’s median sales price for a multi-family Home in Fall River Ma jumped 17.25% from the previous February.
In February there were 36 multi families sold and closed with a median sales price of $521,771.
That’s up 17.25% compared to the previous February when there were 53 units sold and closed with a median sales price of $445,000.
Months of supply jumped 60% to 1.06 months. Still well below a balanced market.
It’s interesting to note that multifamily homes that are active on the market have a median days on market of 97 days. While for multifamily homes that are currently under agreement the days on market is just 16 days.
This indicates that as long as you are price appropriately there are eager buyers actively looking.
Of course, all real estate is local, so let me know if you want to know more about what is happening in your neighborhood and if you like these updates, please like and subscribe so you can stay in the know.
Buying a home is a BIG Decision!
If you've thought about buying - now, or in the near future - and you want to ensure that the experience is smooth and easy as possible, this guide is for you!
In this guide you will discover:
PLUS: Our Moving Checklists, Loan Application Checklist and so much more! We want you to know that we're here to help every step of the way.
Our Buyer's Guide is FREE, with no-obligation what-so-ever. Enjoy!
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