The South Coast Real Estate Round-Up

Are you on the hunt for your dream home? The process of finding the perfect property can often feel like searching for a needle in a haystack. Fortunately, with E Z Home Search Real Estate, your quest for the ideal home is about to get a whole lot easier. In this blog post, we'll introduce you to the innovative tools and features offered by E Z Home Search Real Estate, designed to simplify your home buying journey. 

1. Property Search Made Effortless

E Z Home Search Real Estate understands that your time is valuable. That's why they offer an intuitive property search platform that allows you to filter and refine your search with ease. Whether you're looking for a cozy suburban bungalow or a trendy downtown loft, the user-friendly interface helps you narrow down your options quickly. Specify your criteria, such as location, price range, number of bedrooms, and more, to uncover listings that match your preferences. 

2. Stay Informed with Real-Time Updates

The real estate market is dynamic, and opportunities can come and go in the blink of an eye. E Z Home Search Real Estate keeps you in the loop with real-time property updates. Once you set up your personalized search alerts, you'll receive notifications the moment new listings that meet your criteria hit the market. This gives you the edge in a competitive market, ensuring you don't miss out on your dream home. 

3. Explore In-Depth Property Details

When you find a property that piques your interest, E Z Home Search Real Estate provides comprehensive information at your fingertips. Detailed property listings include high-quality images, property features, neighborhood insights, and more. You'll have all the information you need to make an informed decision without the need for endless phone calls and site visits. 

4. Connect with Local Experts

Sometimes, you need a helping hand from a local expert who understands the ins and outs of your desired neighborhood. E Z Home Search Real Estate connects you with experienced real estate professionals who can provide valuable guidance throughout your home buying journey. From negotiating offers to navigating the closing process, their expertise is your secret weapon. 

5. Mortgage Calculators and Financial Tools

Understanding your budget is crucial when embarking on a real estate journey. E Z Home Search Real Estate offers handy mortgage calculators and financial tools to help you estimate monthly payments, assess affordability, and plan your budget accordingly. This ensures you're financially prepared when you find your dream home. 

Conclusion

Searching for the perfect home has never been this convenient and stress-free. E Z Home Search Real Estate is your trusted partner in finding the property that matches your vision and budget. With user-friendly search features, real-time updates, expert guidance, and financial tools, they empower you to make informed decisions every step of the way.

Say goodbye to the hassle of sifting through endless listings and hello to your dream home. Start your journey with E Z Home Search Real Estate today and unlock a world of possibilities in the real estate market. Your dream home awaits—let E Z Home Search Real Estate help you find it.

Our Team


Posted by Christopher Terry on September 23rd, 2023 3:16 PM

As a first-time home buyer, you likely have many questions about the home buying process. We are here to assist you every step of the way, including addressing some of the common questions you may have.

One important question often asked is about the negotiability of the asking price for a home.

When it comes to the asking price of a home, it's important to know that it can be negotiable, but it depends on various factors. Sellers may be open to negotiations, especially if the property has been on the market for a while or if there are specific circumstances motivating the sale.

A real estate agent can play a vital role in the negotiation process.

It is important to understand the type of relationship you have with an agent. When an agent represents your interests in the home purchase journey, they will be able to help you assess the market conditions, comparable sales in the area, and possibly the seller's motivations to determine a reasonable offer. With the goal of helping you secure the best possible deal for you.

Remember that negotiation is a delicate process, and having a skilled agent by your side can make a significant difference in achieving a favorable outcome.

If you're considering starting the journey to homeownership or have more questions about negotiating the asking price, please don't hesitate to reach out. We’re here to provide you with expert negotiation strategies and personalized guidance to help you find your dream home at a price that suits your budget.

I also encourage you to visit our alignment method for buyers at ezhomesearch.net for more information about how we can help you achieve the American Dream.

And while you’re there make sure you get a free copy of our home buyers guide to real estate.


Posted in:Real EstatePosted in:Home Buyers and tagged: First Time Home Buyers
Posted by Christopher Terry on September 19th, 2023 7:14 PM

We understand that buying a home can be an overwhelming process, especially if you're a first-time buyer. In my last video I discussed how to determine how much home you can afford. Today, let's explore a critical topic for your home purchase journey: the difference between pre-qualification and pre-approval for a mortgage.

Pre-qualification and pre-approval are two distinct steps in the mortgage application process:

1. Pre-Qualification: Pre-qualification is an initial assessment based on information you provide to a lender or mortgage broker. It typically involves a conversation about your income, assets, debts, and credit score. While it's a helpful starting point to estimate how much you might be able to borrow, it's not a guarantee of a loan.

2. Pre-Approval: Pre-approval is a more rigorous process. You'll submit detailed financial documents, including bank statements, tax returns, and pay stubs, to a lender. They'll review your credit report and verify your financial information. Once approved, you'll receive a pre-approval letter specifying the loan amount you qualify for, helping you know your budget and making your offer more credible to sellers. Which can be instrumental for your success in today’s competitive market.

In summary, pre-qualification provides an estimate, while pre-approval is a more in-depth, verified assessment of your ability to secure a mortgage.

If you're ready to take the next steps in your home buying journey, whether it's getting pre-qualified or pre-approved for a mortgage, please reach out to me. I'm here to guide you through the process, connect you with trusted mortgage professionals, and ensure you're well-prepared to find and secure your ideal home. Let's work together to make your homeownership dreams a reality.

For more home buyer and seller videos like this visit: Christopher Terry - E Z Home Search Real Estate - YouTube

Posted by Christopher Terry on September 13th, 2023 12:38 PM

At E Z Home Search Real Estate, we understand that as a first-time home buyer, you may have a lot of questions about the home buying process. Let us help you navigate this exciting journey. 

And one of the most crucial initial steps is determining how much you can afford for your new home.

When determining how much you can afford for a home, it's essential to consider your financial situation.

Start by reviewing your monthly income and expenses. A general rule of thumb is that your monthly housing costs (including mortgage, property taxes, and insurance) should be no more than 28% to 31% of your monthly gross income. However, if you meet credit score and reserve requirements, there are programs that allow to 45%.

Next, factor in your down payment. Traditional advice suggests putting down 20% of the home's purchase price, however saving as much as 20% can delay your homeownership. And as you are trying to save, the homes just keep appreciating! There's a chance that you won't be able to save enough just to stay ahead of that appreciation! Thank goodness there are options with lower down payment! Such as 3% to 5%. In addition, we have access to grant programs that can cover some, if not all, of your down payment and closing costs allowing the potential for 0 money down! Keep in mind that a smaller down payment may result in higher monthly mortgage payments and additional costs like private mortgage insurance (PMI).

Next, consider your credit score, as it influences the interest rate you'll receive on your mortgage. A higher credit score typically leads to better rates.

Lastly, remember to account for closing costs, which can range from 2% to 5% of the home's purchase price. Lenders do allow for seller concessions to cover some or all of your closing costs. This would need to be negotiated with the seller and incorporated into your agreement.

By understanding your financial situation, setting a budget, and getting pre-approved for a mortgage, you can determine a comfortable and realistic price range for your first home.

If you're ready to take the next steps in your home buying journey or have more questions, I invite you to get in touch with me or any of our Realtors®. We're here to provide you with personalized guidance and expert advice to make your dream of homeownership a reality.

Let's connect and embark on this exciting adventure together.

Posted in:Home Buyers and tagged: First Time Home Buyers
Posted by Christopher Terry on September 6th, 2023 4:52 PM

February’s median sales price for a multi-family Home in Fall River Ma jumped 17.25% from the previous February. 

In February there were 36 multi families sold and closed with a median sales price of $521,771. 

That’s up 17.25% compared to the previous February when there were 53 units sold and closed with a median sales price of $445,000. 

Months of supply jumped 60% to 1.06 months. Still well below a balanced market. 

It’s interesting to note that multifamily homes that are active on the market have a median days on market of 97 days. While for multifamily homes that are currently under agreement the days on market is just 16 days. 

This indicates that as long as you are price appropriately there are eager buyers actively looking. 

Of course, all real estate is local, so let me know if you want to know more about what is happening in your neighborhood and if you like these updates, please like and subscribe so you can stay in the know. 


Buying a home is a BIG Decision!

If you've thought about buying - now, or in the near future - and you want to ensure that the experience is smooth and easy as possible, this guide is for you! 

In this guide you will discover:

  • How to Understand the Real Estate Market and Market Cycles
  • If Now is A Good Time to Buy
  • The Pre-Purchase Process to Understanding if You Are Ready
  • What You Need to Know About Your Credit Score
  • Who's Involved in the Purchase Process
  • House Hunting Tips
  • Identifying your "Must Have's" and "Nice to Have's" 
  • 10 Things to Consider When Choosing Your New Home
  • Tips to Purchasing New Construction Through a Builder
  • Tips for Making an Offer and Negotiating the Deal
  • The Purchase and Closing Process
  • Home Inspection and Appraisal Tips
  • Securing Financing and Understanding Closing Costs

PLUS: Our Moving Checklists, Loan Application Checklist and so much more!  We want you to know that we're here to help every step of the way. 

Our Buyer's Guide is FREE, with no-obligation what-so-ever. Enjoy!


#realestate #massachusetts #marketinaminute #multifamily #fallriverma #WeMakeItEZ

Posted by Christopher Terry on March 18th, 2023 3:05 PM


Don't forget to factor in closing costs when considering a home sale or purchase. EZ Home Search is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (508) 646-4777 if your needs include a professional REALTOR® ready for the business side of buying and selling.


Expected closing costs

There are certain basic expenses accompanying closing the sale of a house. These expenses are usually split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Massachusetts to help guide you through the transaction.


Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance


Sellers: As we get through the details of your deal, I'll not only work to get the optimal sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.


Buyers: If you're buying a house in Bristol County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you come to the closing table. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that are uncertain.

Posted by Christopher Terry on July 17th, 2021 12:38 PM


Since 2015, Real Estate Brokers have been on high alert about a scam targeting agents and their clients. Criminals have been hacking into the email accounts of real estate agents and using the information gained to convince people into a fraudulent wire transfer. 


The scam goes like this: you’ll receive an email that appears to be from an individual legitimately involved in the transaction, informing the recipient-- often the buyer--that there has been a last minute change to the wiring instructions. The victims of this scam follow the new instructions and wire funds directly to the hacker’s account. The scammer’s account will be cleared out in a matter of minutes and the money is almost always lost forever.

This time of year is one of the busiest for agents when it comes to closing on homes, so this is exactly the time of year that we tend to see an increase in this type of scam. Though none of EZ Home Search’s clients or agents have been involved in the scam, we like to inform our buyers just in case.

If you do find yourself in the middle of this email scam, there are ways to prevent yourself from being a victim. These tips include:

  • If you receive a suspicious email, immediately contact all parties to all of your upcoming transactions and inform them of the possibility of this fraud. Attorneys, escrow agents, buyers, sellers, real estate agents, and title agents have all been targeted in these scams.

    If possible, do not send sensitive information via email.  If you must use email to send sensitive information, use encrypted email.

  • Do not trust contact information in unverified emails. The hackers will recreate legitimate-looking signature blocks with their own telephone number and website.

    Never click on any links in an unverified email.  In addition to leading you to fake websites, these links can contain viruses and other malicious spyware that can make your computer – and your transactions – vulnerable to attack.

  • Never conduct business over unsecured wifi.
  • If money has been wired via false wiring instructions, immediately call all banks and financial institutions that could possibly put a stop to the wire.
  • Contact your local police. 

 

Posted by Christopher Terry on July 8th, 2017 11:02 PM

Growing up, most of us imagined living in a home that we owned. A home that we could decorate to our perfection, and a place with a big enough backyard for the kids and dogs to run free in.


For many though, it is hard to take the leap and buy a home. That is why here at E Z Home Search Real Estate we want to give you a comprehensive buying guide so that you don’t feel alone when you start the search for your perfect home.


In the last 3 parts of this guide we discussed the the top reasons to buy a home,  five tips that you should know before you make the purchase, and the process of picking a qualified agent. In today’s blog, we want to give you the 10 steps to buying a home so that you will feel well prepared when it comes time to purchase your dream home.


1. Get pre-qualified with a lending specialist

2. Shop for your dream home with a real estate professional

3. Choose a top 2 list-- this is a list of the top two homes that you saw during your house hunt. It is good to have two homes in mind just in case the sellers of your first pick accept someone else’s offer.

4. Place an offer on your first pick home

5. Be prepared for a counter offer

6. Sign and date the effective contract

7. Take note of the option period

8. Order inspections and negotiate repairs

9. Terminate or proceed with the contract

10. After final approval, go to closing to sign and own your new home

On top of the 10 steps listed above, you will need to consider the following costs. These are fees that you can expect to have to pay throughout the homebuyers process, so please plan accordingly.

•       Earnest money – typically 1-5% of sales price - the amount of earnest money is negotiable and varies with the value of the property

•       Inspection fee - $450 - $550

•       Appraisal - $325-$425

•       Credit report - $125

•       Buffer money - $100 - $350

The thought of becoming a homeowner can be overwhelming. Our goal is to take the stress out of the unknown. We have additional FREE resources for you available in the buyer area of our website. Plus you can get a FREE copy of our insiders home buyers guide simply by visiting http://www.ezhomesearch.net/buyersecrets.

Do you have any advice from your own experience that you would like to add for future buyers? If so, comment below!


Author Profile:

Mariah Terry is passionate writer and blogger studying Journalism at Emerson College with a minor in Marketing. See her work at mariahjterry.wix.com/reblogs.

Posted by Christopher Terry on February 27th, 2016 9:09 AM

Growing up, most of us imagined living in a home that we owned. A home that we could decorate to our perfection, and a place with a big enough backyard for the kids and dogs to run free in.


For many though, it is hard to take the leap and buy a home. That is why here at E Z Home Search Real Estate we want to give you a comprehensive buying guide so that you don’t feel alone when you start the search for your perfect home.


This is Part 2 in our guide to help you through the process. Below is a list of buying tips for when you purchase that dream home of yours!


Get Pre-Qualified-- Knowing what exactly you can afford is the first step to seriously considering buying a home. Sometimes though, it is nerve-wracking and overwhelming to think about how you should go about getting pre-qualified. That’s when we come in. Here at E Z Home Search we can get you in touch with professionals who will work with you to get pre-qualified!


Always Think Resale-- The average time spent in a home is 5 to 7 years, so you should consider what future buyer might be looking for if you do ever decide to sell your home. Even though you might not mind having a backyard against a busy street, future buyers may. Studies show that homes near busy streets and railroad tracks take longer to sell, so it is something to consider when purchasing your home.


The Little Things Can Be Changed-- Location, location, location. The home is in the perfect neighborhood but all of the lighting fixtures are from the 1980’s and there is still wallpaper on the walls. Guess what, though? Wallpaper can be changed, the neighborhood can not. So pick a home with good bones in a great location and deal with the little cosmetic things later!


Don’t Wait-- Yes, buying a home is a huge decision. But, all too often we see people lose their dream home because they wanted to sleep on it and they waited too long to put an offer in. Homes sell fast. Especially the homes that are in a good location with a great price. Chances are, if it is your dream home then it’s someone else’s dream home as well. So if you find that perfect place, don’t wait and let it slip away!


Compare Sales-- To see if the home you want to buy is a steal or a rip off you can look at the recent sales of similar homes, called “comparable sales. Comparable sales are recent sales of homes that compare closely to the one you are looking to purchase, usually sold in the past few months. Specifically, you want to compare prices of homes that are similar in square footage, garage spaces, number of bedrooms and baths, lot size, etc. Of course, if you need help with this, that is what we at E Z Home Search Real Estate are for! Don't miss Part 3 of our Home Buyers Guide where we review questions you must ask your agent before you buy!


Do you have more tips from your home buying experience? Comment below and let us know!



Author Profile:

Mariah Terry is passionate writer and blogger studying Journalism at Emerson College with a minor in Marketing. See her work at mariahjterry.wix.com/reblogs.


Posted by Christopher Terry on January 12th, 2016 9:15 AM

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