• Know Your by Fannie Mae
    Eight months in the making, this site provides guidance on how homeowners can contact and work with their mortgage company to identify foreclosure alternatives to their specific situation.
Know Your
  • Home Affordable Refinancing
    Many homeowners are making their mortgage payments on time but are not able to refinance to todays lower rates because they do not have enough equity in their home. A Home Affordable Refinance will help borrowers whose loans are held by Fannie Mae or Freddie Mac refinance into a more affordable mortgage.

Find Out If You Are Eligible

  • Does Fannie Mae Own Your Mortgage?

Look Up Here

  • Does Freddie Mac Own Your Mortgage?

Look Up Here



  • Home Affordable Modification
    Many homeowners are struggling to make their mortgage payment because the interest rate or their income changed. The Home Affordable Modification program may help.

Find Out If You Are Eligible


  • How to Request a Modification through HAMP
    Here's the Step-By-Step process to go about requesting a modification through HAMP. Plus a toll free hotline to speak with a HUD approved counselor for free.
Request a Home Affordable
  • Second Lien Modification Program (2MP)
    Struggling because of a second lien. The 2MP maybe able to help modify the second lien when the first lien is modified under the Home Affordable Modification Prorgram.

Find Out If You Are Eligible

  • New HAFA Program
    Many homeowners feel they can no longer afford their home but want to avoid the negative effects of a foreclosure. Lenders participating the HAFA offer homeowners up to $3,000 to transition into more affordable housing.

Learn More

  • New HAFA Video
    Watching this short video helps to explain and understand the new HAFA Program.

Watch Here

  • Find a HUD Approved Counselor
    The Making Home Affordable Program can put in touch with a FREE HUD approved couselor. Beware of Foreclosure Rescue Scams. Help from a Hud Approved Counselor is FREE!

Find a Hud Approved Counselor

  • FREE Money Making Guide
    Step-by-Step Homeowners Guide to Selling for the Most the Market Will Pay. Instant Access to Insider Secrets.


  • What is a CDPE?
    A Certified Distressed Property Expert® is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s market, specifically
    short sales


IMPORTANT NOTICE: EZ Home Search/TeamEZreo is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating. The brokerage and owners of this website assumes no responsibility nor guarantees the accuracy of the information provided and is not engaged in the practice of law nor gives legal or tax advice. It is strongly recommended that you seek appropriate professional legal/tax advice regarding your rights as a homeowner.


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